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Date of Meeting: Wed 28 Jan 2026
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Objectives:
The RGC is requested to:
For ITUC-AP General Admin in particular, “ITUC-AP will verify proof of compliant insurance before confirming participation, including the issuance of tickets, or accommodation arrangements.”
Extract from 27RGC Final Report
6. Mandatory Travel Insurance for Participants in ITUC-AP Programmes
The General Secretary presented the proposal for adopting a mandatory travel insurance policy, referring to the document previously circulated to Council members. He recalled that this proposal was first raised at the 22nd Regional Executive Bureau (REB) Meeting in Manila, following several past incidents where participants encountered medical emergencies during ITUC-AP activities. These situations had placed significant financial and logistical burdens on both participants, their organisations, and the ITUC-AP Secretariat.
He clarified that the purpose of the proposal is not to discourage participation, but rather to ensure that all participants are adequately protected when attending ITUC-AP meetings and events. Emergencies are unpredictable and can involve diverse and costly circumstances; hence, having appropriate insurance coverage is an essential safeguard. At present, affiliates are already responsible for ensuring that their participants have overseas travel insurance when attending ITUC-AP activities. The proposed policy seeks to make this responsibility explicit and consistent across all affiliates and programs.
The General Secretary noted that the REB had expressed broad support for the proposal, with colleagues observing that similar requirements exist in other international organisations. Some members had suggested exploring group or event liability insurance for large gatherings and ensuring that organisers have access to participants’ insurance details in case of emergencies.
Following these discussions, the Secretariat explored group insurance options, but found that Singapore-based insurers could only cover travellers to and from Singapore, making a single centralised policy unfeasible. Therefore, affiliates will need to arrange insurance coverage locally for their participants.
To ensure fairness and consistency, the proposed policy outlines minimum coverage requirements, including:
In addition, the Secretariat will continue to study the feasibility of event liability insurance for large-scale ITUC-AP meetings, which would cover claims related to accidents, injuries, or property damage during events, as well as cancellations or disruptions. However, the General Secretary emphasised that such insurance does not replace the individual travel insurance that affiliates are required to provide for their participants.
The draft policy on Mandatory Travel Insurance and Health Disclosure sets out the operational arrangements, including verification procedures, standard forms, and secure data management protocols.
Finally, the General Secretary noted that affiliates will be informed well in advance to ensure a smooth transition. Relevant requirements will be reflected in invitations and logistical notes beginning late 2025, with the policy to formally take effect on 1 January 2026.
Shakil Akhter Chowdhury (BLF, Bangladesh) highlighted the importance of the issue, noting that accidents are unpredictable and can happen at any time. He asked whether any study had been conducted to estimate the potential costs involved in such insurance coverage, both for participants and for the ITUC-AP, so affiliates could better assess feasibility.
The General Secretary clarified that even under the current practice, affiliates are already encouraged or required to provide travel insurance for participants at their own expense. Costs would inevitably vary across countries.
Felix Anthony, President of ITUC-AP (FTUC, Fiji), added that there are generally two possible approaches: (1) policies purchased and borne by the sending organisations, and (2) a potential group insurance policy arranged by the ITUC-AP, similar to arrangements within the ITUC or the ILO. A group scheme, however, would simplify management but depend on feasibility and cost.
The Secretariat elaborated that this option had indeed been explored. The ITUC-AP had shared examples of ILO and ITUC group policies with insurance agents in Singapore, but Singapore-based insurers could only cover travellers departing from and returning to Singapore. Consequently, a regional group policy was not currently possible, and affiliates would need to purchase coverage locally for their participants.
Shakil Akhter Chowdhury then noted that, in some countries such as Bangladesh, there are limitations in the reliability of local insurance, as some companies issue certificates that are not effectively valid. He acknowledged this challenge but emphasised that affiliates should nonetheless explore all possible local options while the Secretariat continues to assess potential providers outside Singapore.
Harbhajan Singh (HMS, India) shared his experience of purchasing travel insurance before attending the meeting, which covered both his journey and stay. He questioned the need to bring this matter formally to the Council, suggesting that the requirement could simply be stated in the invitation for all meetings.
The General Secretary explained that RGC’s endorsement was necessary to formalise the policy, ensuring consistency and clarity across affiliates. He reiterated that the costs will remain the responsibility of the participants and their sending organisations, as the ITUC-AP could not bear medical expenses or insurance costs.
Elly Rosita Silaban (KSBSI, Indonesia) expressed their full support for the policy, noting that this has long been standard practice in other organisations, including the ILO. Drawing from her personal experience, she described how travel insurance had fully covered her medical costs during a health emergency abroad. She also suggested that frequent travellers could purchase annual coverage, which may be more cost-effective.
In closing, Felix Anthony confirmed that, with no objections raised, the Council endorsed the paper establishing the minimum travel insurance requirement for all ITUC-AP activities.
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